The Balance Sheet of a company and Statement of Income are important, but these are only the starting point for effective and successful financial management. Applying Financial Ratio Analysis to Financial Statements helps to analyze the failure, success, and progress of a business.

The financial ratios analysis facilitates the business manager or business owner to spot the trends in the specific business world. It allows the individual to compare the condition as well as the performance with the normal performance of same businesses an also within the similar industry. Moreover, these financial ratios offer early indications and warnings that permit you to solve the present business issues.

Ratio-analysis is a concept or technique which  is as old as accounting concept. Financial analysis is a scientific tool.  It has assumed important role as a tool for appraising the real worth of an enterprise, its performance during a period of time and its pit falls. Financial analysis is a vital apparatus for the interpretation of financial statements. It also helps to find out any cross-sectional and time series linkages between various ratios.

Unlike in the past when security was considered to be sufficient consideration for banks and financial institutions to grant loans and advances, nowadays the entire lending is need-based and the emphasis is on the financial viability of a proposal and not only on security alone. Further all business decision contains an element of risk. The risk is more in the case of decisions relating to credits. Ratio analysis and other quantitative techniques facilitate assessment of this risk.

The financial ratios analysis includes careful excerption of the data from the fiscal statements. This is to forecast the company’s fiscal health. How is this accomplished? It can be completed by analyzing the trends in key fiscal data, examining the key fiscal ratios and making comparison of the fiscal data all around the companies. Even the managers are also highly concerned with the fiscal ratios. Initially the finance ratios analysis tells how well the business units are performing and how the company is performing.Ratio is expressed As Percentage or As Proportion or As Pure Number /Times.

There is no doubt that the financial ratios analysis is quite a useful and helpful tool but it has drawbacks or limitations too. One limitation is that it involves the comparability of the fiscal data among the companies and the other limitation is the requirement to look beyond the defined ratios.

Our Aim and Your Gain

Financial Ratio analysis remains still a less explored field in the Indian Stock Markets. We aim to impart practical knowledge in Financial Ratio analysis to the budding stock trader. Financial Ratio analysis is the need of the hour, and people possessing such skills are very much in demand. Our aim is to 'teach you to catch a fish everyday', rather than just 'give you a fish to eat'...

We hope that you not only convinced but also thinking not to take chances with your hard earned money. So, what are you waiting for! If the ‘Programme Highlights’ are appealing enough to make you think that this is WORTH JOINING then go ahead and visit us at www.iLearningMantra.com for detailed information on programme and other stock market related and trading courses and workshops.

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